Best of Iowa Community Credit Union
Loan Rates
Best of Iowa Community Credit Union
Loan Rates as of January 27, 2010
Members with qualifying credit & member relationships may have rates as low as...
| Vehicle Loans | |
|---|---|
| 2009 & 2010 Vehicles 84 month term *Loan amount must be at least $35,000.00 *10% in cash or equity required |
7.49% A.P.R. |
| 5.00% A.P.R. Vehicle Loans - 2010, 2009 & 2008 - Up to 72 Months! Email Taylor at tsebetka@bestcomcu.org, Jessica at jbye@bestcomcu.org or Cindy at ctaylor@bestcomcu.org to apply! |
|
| All 2010, 2009 & 2008 Vehicles 72 month |
5.00% Fixed A.P.R. |
| All 2007, 2006, 2005 & 2004 Vehicles 24 to 60 months 72 month |
5.50% Fixed A.P.R. 6.00% Fixed A.P.R. |
| All 2003 & Older Vehicles 24 to 60 months |
7.25% Fixed A.P.R. |
| All New & Pre-owned Recreational Vehicles 15% down on all Motor Homes 15% down on all Recreational Vehicles |
Please call 319-395-7670 or 319-472-3145 for terms, loan amounts and rates. |
Consumer Loan Application
Please contact Diane Potter at dpotter@bestcomcu.org to apply for your Real Estate Loan!
| Mortgage Loans - Up to $250 off an appraisal on Mortgage Loans (Purchase Only) | |
|---|---|
| First Mortgage Loans We offer several additional Mortgage Loan products. Please call if you would like information about a different type of Mortgage Loan. |
Rates fluctuate daily - Call for current rates Rates last updated 03/10/2010 |
| 30 year fixed | 5.000% A.P.R. |
| 20 year fixed | 4.750% A.P.R. |
| 15 year fixed | 4.500% A.P.R. |
| 7 year balloon | 4.750% A.P.R. |
| 5 year ARM | 4.625% A.P.R. |
| Home Equity Loans | |
| 5 year, fixed rate | 5.75% A.P.R |
| 7 year, fixed rate | 6.00% A.P.R. |
| 10 year, fixed rate | 6.25% A.P.R. |
| 15 year, variable rate* | 5.00% A.P.R. |
| Proceeds cannot be used to pay off existing BICCU loans. *The rate will change if the WSJ Prime Rate changes. The floor is 5.0% and the ceiling is 10%. |
|
| Construction Loans | |
| 6 month term | 7.0% A.P.R. |
| Origination Fee | 1.0% |
| Home Improvement Loans | |
| 3 year | 6.00% A.P.R. |
| 4 year | 6.25% A.P.R. |
| 5 year | 6.50% A.P.R. |
| Up to $10,000.00 | |
| Bridge Loan | |
| One year financing as a one-pay-note | 7.00% A.P.R. |
| Up to 90% LTV | |
| Lot Loan | |
| 5 year balloon - 30 year amortization | 4.500% A.P.R. |
| Miscellaneous Loans | |
| Visa | 7.99% to 20.99% A.P.R. No annual fee 25 day grace period |
| Line of Credit Loans | 9.00% to 15.00% A.P.R. |
| Share Pledge Loans | 2% over share or CD rate |
| All Other Loans | 15.00% A.P.R. |
Rates are subject to change without notice
