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Best
of Iowa Community Credit Union
Loan Rates as of
November 12, 2008
Members with qualifying credit & member
relationships may have rates as low as...
| Vehicle
Loans |
2008
& 2009 Vehicles
84 month term
*Loan amount must be at least $35,000.00
*10% in cash or equity required
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7.49%
A.P.R.
|
|
5.00%
A.P.R.
Vehicle Loans - 2009, 2008 & 2007 - Up
to 72 Months!
Email Taylor at tsebetka@bestcomcu.org,
Jessica at jbye@bestcomcu.org
or Cindy at ctaylor@bestcomcu.org
to apply!
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All
2009, 2008 & 2007 Vehicles
72 month
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5.00% Fixed A.P.R.
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All
2006, 2005, 2004 & 2003 Vehicles
24 to 60 months
72 month |
5.50%
Fixed A.P.R.
6.00% Fixed A.P.R. |
All
2002 & Older
Vehicles
24 to 60 months |
7.25%
Fixed A.P.R. |
All
New & Pre-owned Recreational Vehicles
15%
down on all Motor Homes
15%
down on all Recreational Vehicles
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Please
call 319-395-7670 or 319-472-3145 for terms, loan amounts and
rates.
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|
Mortgage Loan
Application
and
Home Equity
Application
Click Here! |
| Mortgage
Loans -
Up
to $250
off
an
appraisal on Mortgage Loans (Purchase Only) |
First
Mortgage Loans
We offer several
additional Mortgage Loan products.
Please call if you would like information
about a different type of Mortgage Loan. |
Rates
fluctuate daily - Call
for current rates
Rates last updated 11/19/08
|
| 30 year fixed |
6.125% A.P.R. |
|
20 year fixed |
6.000% A.P.R. |
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15 year fixed |
5.750% A.P.R. |
|
7
year balloon |
4.750% A.P.R. |
|
5 year ARM |
4.750% A.P.R. |
| Home Equity
Loans |
| 5
year, fixed rate |
5.75%
A.P.R |
| 7
year, fixed rate |
6.00% A.P.R. |
| 10
year, fixed rate |
6.25% A.P.R. |
| 15
year, variable rate* |
5.00% A.P.R. |
Proceeds
cannot be used to pay off existing BICCU
loans.
*The rate will change if the WSJ Prime Rate changes. The floor is 5.0% and the ceiling
is 10%. |
| Construction
Loans |
| 6
month term |
7.0% A.P.R. |
Origination
Fee |
1.0% |
| Home
Improvement Loans |
| 3
year |
6.00% A.P.R. |
| 4
year |
6.25% A.P.R. |
| 5 year |
6.50% A.P.R. |
| Up
to $10,000.00 |
| Bridge
Loan |
| One year financing as a
one-pay-note |
7.00% A.P.R. |
| Up
to 90% LTV |
| Lot
Loan |
| 5 year balloon -
30 year amortization |
4.500% A.P.R. |
| Miscellaneous
Loans |
Mastercard
The purchase rate and
balance transfer rate is determined monthly
by adding 1.99% to the Prime Rate. The
cash advance rate is determined monthly by
adding 11.00% to the Prime Rate.
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4.99% A.P.R. Introductory rate for 6 months.
No annual fee
25 day grace period
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| Line
of Credit Loans |
9.00%
to 15.00% A.P.R. |
| Share
Pledge Loans |
2%
over share or CD rate |
| All
Other Loans |
15.00%
A.P.R. |
Rates are
subject to change without notice
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405 S. Blairsferry Crossing • Hiawatha,
IA 52233 • (319)
395-7670 • (800) 747-1011
Fax
(319) 393-8721 • Loan Department Fax (319) 832-1298
Best of Iowa Community Credit
Union is not responsible for the content or availability of linked
sites |