Best of Iowa Community Credit Union
Best of Iowa Community Credit Union

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Best of Iowa Community Credit Union
Loan Rates as of
November 12, 2008
Members with qualifying credit & member relationships may have rates as low as...
Vehicle Loans
2008 & 2009 Vehicles
84 month term
*Loan amount must be at least $35,000.00
*10% in cash or equity required
7.49% A.P.R.

5.00% A.P.R. Vehicle Loans - 2009, 2008 & 2007 - Up to 72 Months!
Email Taylor at tsebetka@bestcomcu.org, Jessica at jbye@bestcomcu.org or Cindy at ctaylor@bestcomcu.org to apply!

All 2009, 2008 & 2007 Vehicles
72 month


5.00% Fixed A.P.R.

 

All  2006, 2005, 2004 & 2003 Vehicles
24 to 60 months
72 month
5.50% Fixed A.P.R.
6.00% Fixed A.P.R.
All 2002 & Older Vehicles
24 to 60 months
7.25% Fixed A.P.R.
All New & Pre-owned Recreational Vehicles
15% down on all Motor Homes
15% down on all Recreational Vehicles

Please call 319-395-7670 or 319-472-3145 for terms, loan amounts and rates. 

 

Consumer Loan Application
Click Here!

Mortgage Loan Application
and
Home Equity Application
Click Here!

 

Mortgage Loans - Up to $250 off an appraisal on Mortgage Loans (Purchase Only)
First Mortgage Loans
We offer several additional Mortgage Loan products.  Please call if you would like information about a different type of Mortgage Loan.
Rates fluctuate daily - Call for current rates

Rates last updated 11/19/08

30 year fixed 6.125%  A.P.R.
20 year fixed 6.000%  A.P.R.
15 year fixed 5.750% A.P.R.
7 year balloon 4.750%  A.P.R.
5 year ARM 4.750%  A.P.R.
Home Equity Loans
5 year, fixed rate 5.75% A.P.R
7 year, fixed rate 6.00% A.P.R.
10 year, fixed rate 6.25% A.P.R.
15 year, variable rate* 5.00%  A.P.R.
Proceeds cannot be used to pay off existing BICCU loans.
*The rate will change  if the WSJ Prime
Rate changes.  The floor is 5.0% and the ceiling is 10%.
Construction Loans 
6 month term 7.0% A.P.R.

Origination Fee

1.0%

Home Improvement Loans
3 year 6.00% A.P.R.
4 year 6.25% A.P.R.

5 year

6.50% A.P.R.

Up to $10,000.00
Bridge Loan
One year financing as a one-pay-note 7.00% A.P.R.
Up to 90% LTV
Lot Loan
5 year balloon - 30 year amortization 4.500% A.P.R.
Miscellaneous Loans 
Mastercard
The purchase rate and balance transfer rate is determined monthly by adding 1.99% to the Prime Rate.  The cash advance rate is determined monthly by adding 11.00% to the Prime Rate.

4.99% A.P.R. Introductory rate for 6 months.
No annual fee
25 day grace period
Line of Credit Loans 9.00% to 15.00% A.P.R.
Share Pledge Loans 2% over share or CD rate
All Other Loans 15.00% A.P.R.

Rates are subject to change without notice

 

405 S. Blairsferry Crossing • Hiawatha, IA 52233 • (319) 395-7670 • (800) 747-1011 Fax (319) 393-8721 • Loan Department Fax (319) 832-1298

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