Savings Accounts

Best of Iowa Community Credit Union helps you earn more on your savings.

We are insured by the NCUA.

Savings

To open a share savings account, you must deposit a minimum of $25.00. To earn dividends, you must maintain a minimum balance of $100.00.

U.S. Savings Bonds

Best of Iowa offers U.S. Savings Bonds in amounts of $25, $50, $100, $500 and $1,000. For current Savings Bond rates call 1-800-US BONDS.

Christmas Club Accounts

No matter what time of year it is, it's a good time to begin planning for Christmas. A $5.00 minimum deposit is all it takes to open your Christmas Club Account. Once the account is opened, you may deposit any amount to the account anytime you desire. For your convenience, you can deposit by payroll deduction or by mailing a check. Money placed in the Christmas Club Account will be available to you from November 1, through January 31. Dividends on your Christmas Club Account will be paid November 1st.

Certificates of Deposits

You must deposit a minimum of $1000 to purchase a BICCU certificate of deposit. The longer you invest your savings, the more interest you will earn. For current rates, click here.

IRA Accounts

Tax-deferred savings plans are available for the purpose of supplementing your retirement income. BICCU offers traditional IRAs, Roth IRAs and Coverdell Education Savings Accounts. Contact Best of Iowa Community Credit Union for your best options and rates. For current rates, click here.

Money Market Accounts

Best of Iowa Community Credit Union offers Money Market Accounts too. A Money Market Account is a higher dividend-earning savings account. Dividends are calculated on the actual daily balance in the account. To open a Money Market Account, you must have a minimum balance of $1000.00. If the account falls below $1000.00 on any one day, then no dividends will be calculated for that day only. Three withdrawals (in minimum amounts of $250.) are allowed per month. Dividends are paid monthly. For current rates, click here.