Best of Iowa Community Credit Union
Savings Rates
Savings Rates as of January 27, 2010
Annual Percentage Rate = A.P.R.
Annual Percentage Yield = A.P.Y.
| Savings Accounts | |
|---|---|
| $100 to $49,999 | .50% A.P.Y. |
| $50,000 and up | .60% A.P.Y. |
| $100 minimum balance to earn dividends | |
| Checking Accounts | |
| $500 minimum balance to earn dividends | .30% A.P.Y. |
| Money Market Accounts | |
| $1000 to $9,999 | 1.00% A.P.Y. |
| $10,000 to $24,999 | 1.25% A.P.Y. |
| $25,000 to $49,999 | 1.75% A.P.Y. |
| $50,000 to $99,999 | 2.00% A.P.Y |
| $100,000 and up | 2.50% A.P.Y. |
| Wedding Riches - A Cash Gift Registry | |
| Opening Balance of $25.00 | 1.50% A.P.Y. |
| Health Savings Account (HSA) | |
| $100 minimum balance to earn dividends | 1.50% A.P.Y. |
| Kirby Club Accounts | |
| For children age 0 thru 12 | .75% A.P.Y. |
| Pays from the first dollar deposited | |
| Status One Program | |
| For age 13 thru 17 | .75% A.P.Y. |
| Pays from the first dollar deposited | |
| PRISM Account | |
| For age 18 thru 25 | .75% A.P.Y. |
| Pays on balances of $50 and up | |
| Christmas Club Accounts Funds available from November 1st through January 31st |
|
| Any balance | .90% A.P.Y. |
| I.R.A. Savings Accounts | |
| $100 minimum balance to earn dividends | .75% A.P.Y. |
| U.S. Savings Bond Rates | |
| In denominations of $1000, $500, $100 and $50 Bonds may be purchased at the Credit Union |
Call (800) U.S. BONDS |
| Status One/PRISM Certificates of Deposit | ||
|---|---|---|
| Term | A.P.R. | A.P.Y. |
| 6 month | 1.50% | 1.51% |
| Compounds Quarterly - $500.00 Minimum | ||
| Status One/PRISM Market Index Certificates | ||
| Term | Earnings | |
| 3 or 5 Year $500 Minimum Deposit |
Dividends are linked to the performance of the Dow Jones Industrial Average. This is a hybird deposit product that combines the growth opportunities of a rising stock market with no risk to your original principal amount. Need more information? Email Cindy at corris@bestcomcu,org. | |
| Certificates of Deposit and I.R.A. Certificates of Deposit - Compounds Quarterly - $1000 Minimum | ||
| Term | A.P.R. | A.P.Y. |
| 6 month | 1.25% | 1.25% |
| 12 month | 1.50% | 1.51% |
| 24 month | 1.75% | 1.76% |
| 36 month | 2.50% | 2.52% |
| 48 month | 2.75% | 2.78% |
| 60 month | 3.00% | 3.04% |
| Market Index Certificates | ||
| Term | Earnings | |
| 3 or 5 Year $1000 Minimum Deposit |
Dividends are linked to the performance of the Dow Jones Industrial Average. This is a hybrid deposit product that combines the growth opportunities of a rising stock market with no risk to your original principal amount. Need more information? Email Cindy at corris@bestcomcu,org. | |
Penalty for early withdrawal; 180 days of dividends on CDs and IRA CDs. Early withdrawal is not an option on Market Index Certificates.
Rates are subject to change without notice
