|
Best
of Iowa Community Credit Union
Savings Rates as of
November 1, 2008
Annual Percentage Rate = A.P.R.
Annual Percentage Yield = A.P.Y.
| Savings
Accounts |
| $100
to $5000 |
.60% A.P.Y. |
| $5001
and up |
.60%
A.P.Y. |
| $100
minimum balance to earn dividends |
| Checking
Accounts |
| $500
minimum balance to earn dividends |
.30% A.P.Y. |
| Money
Market
Accounts |
| $1000
to $9,999 |
1.25%
A.P.Y. |
| $10,000
to $24,999 |
1.75%
A.P.Y. |
| $25,000
to $49,999 |
2.00%
A.P.Y. |
| $50,000
to $99,999 |
2.25% A.P.Y |
| $100,000
and up |
2.75%
A.P.Y. |
| Wedding
Riches - A Cash Gift Registry |
|
| Opening
Balance of $25.00 |
1.50%
A.P.Y. |
| Health
Savings Account (HSA) |
|
| $100
minimum balance to earn dividends |
1.50%
A.P.Y. |
| Kirby
Club
Accounts |
| For children age 0 thru 12 |
.75%
A.P.Y. |
| Pays
from the first dollar deposited |
| Status
One Program |
| For age 13 thru 17 |
.75%
A.P.Y. |
| Pays
from the first dollar deposited |
| PRISM
Account |
|
| For
age 18 thru 25 |
.75%
A.P.Y. |
| Pays
on balances of $50 and up |
|
Christmas
Club
Accounts
Funds available from November
1st through January 31st |
| Any balance |
1.50% A.P.Y. |
| I.R.A.
Savings
Accounts |
| $100 minimum balance to
earn dividends |
.75%
A.P.Y. |
| U.S.
Savings Bond Rates |
In denominations of $1000,
$500, $100 and $50
Bonds may be purchased at
the Credit Union |
Call
(800) U.S. BONDS |
| Status
One/PRISM Certificates of Deposit |
| Term |
A.P.R. |
A.P.Y. |
|
6
month
|
3.25% |
3.29% |
|
Compounds
Quarterly - $500.00 Minimum
|
|
Status
One/PRISM Market Index
Certificates
|
|
Term
|
Earnings
|
|
3 or 5 Year
$500 Minimum Deposit
|
Dividends are
linked to the performance of the Dow
Jones Industrial Average. This is a
hybird deposit product that combines the
growth opportunities of a rising stock
market with no risk to your original
principal amount. Need more
information? Email Cindy at corris@bestcomcu,org.
|
| Certificates
of Deposit and I.R.A. Certificates of
Deposit - Compounds
Quarterly -
$1000 Minimum |
Term |
A.P.R. |
A.P.Y. |
6
month |
2.75% |
2.78% |
12
month |
3.40% |
3.44% |
24
month |
3.70% |
3.75% |
36
month |
3.60% |
3.65% |
48
month |
3.75% |
3.81% |
60
month |
3.90% |
3.95% |
|
Market
Index Certificates |
| Term |
Earnings |
3 or 5 Year
$1000
Minimum Deposit |
Dividends
are linked to the performance of the Dow
Jones Industrial Average. This is a
hybird deposit product that combines the
growth opportunities of a rising stock
market with no risk to your original
principal amount. Need more
information? Email Cindy at corris@bestcomcu,org. |
Penalty
for early withdrawal; 180 days of dividends on
CDs and IRA CDs. Early withdrawal is not an
option on Market Index Certificates.
Rates
are subject to change without notice
|
